Wizzcash Loans

Wizz Cash are a short-term lender that have been lending to customers since 2012. First-time lenders can borrow up to £300, however, returning customers can borrow anything up to £1,000 over a 3 month borrowing period. A company driven by a commitment to responsible lending, they like to keep things straightforward. If your application is successful, you will receive your money in one lump sum and repay the loan over 3 months in equal monthly instalments.


Wizz Cash will not continually extend a growing line of credit, and they do not charge you any fees for repaying your loan early and advertise having no hidden fees with their loans. As with all lenders, they undertake a number of credit checks to ensure the sustainability of their candidates and they’ll only approve a loan if they’re confident you can meet the monthly repayments. Their minimum criteria are that you’re 18 or over, a UK resident and in current employment and take home a minimum of £750 a month.

Wizzcash Loans Criteria

Age Requirement 18
Debit Card Yes
Credit Checks Yes
Same Day Transfer Available Yes
Loan Value Available £300 – £1,000
Representative APR 1265%
Loan Length 3 Months
FCA Registration Number 07527455

Representative example: If you borrow £300 over 3 months at a Representative rate of 1,265% APR and an annual interest rate of 272.00% (fixed), you would pay 3 monthly payments of £151.42. The total charge for credit will be £154.26 and the total amount payable will be £454.26.

Wizzcash Loans Review

Wizz Cash, founded in 2012, are a high-cost short-term lender based in London. They offer high-cost short-term loans of up to £1000 over a 3 month instalment plan. Their aim is to solve emergency cash flow needs with a short-term affordable solution.


Similarly priced to the majority of high-cost short-term lenders, Wizz Cash are capped at charging 0.8% interest per day of borrowing. Claiming to be a fast paced company, they state that the application process is straightforward and that, if approved, the money could be in your account in 60 minutes. It’s worth noting that Wizzcash will also not charge any additional fee for paying your loan back early, so if you can afford to do it, it’s worth doing.


Their website is laid out in an easy and clear to use fashion, with plenty of information about their product as well as short-term loans in general.


If you’re considering taking out a Wizz Cash loan, the usual high-cost short-term loan health warning applies: make sure you can afford the repayments before you apply. Although Wizz Cash do not charge for missed or late payments, it will impact your credit file and make your financial life more difficult in the future. If you find yourself struggling to make your repayments make sure you let WizzCash know as they may be able to put you on a repayment plan to help out.