Moneyboat Loans

Moneyboat Loans, a division of Evergreen Finance London Limited, focuses on providing responsible and affordable short term lending options, aiming to help you stay afloat when your cash flow hits a stormy patch.


Borrowers may apply for short-term instalment loans with a minimum term of 2 instalments; loans are required to be repaid over 2, 3, 4, 5 or 6 instalments, depending on your pay frequency. Loans can be acquired in amounts ranging from £200 to £1,500. New borrowers can apply for up to £800 while returning borrowers may be approved for higher loan amounts depending on the result of their application.


Money Boat Loans does not charge any upfront or processing fees outside of the required interest payments, which are disclosed prior to the funds being transferred into the linked bank account. This is to ensure full transparency regarding all the terms and conditions associated with the loan.


In order to be considered for approval, potential borrowers must have current full or part time employment, be a minimum of 18 years of age, and have a minimum net monthly income of £1,000.


Support can be reached by phone or email during standard business hours. Early repayment is available at no extra charge, though the remaining amount due may be re-amortized based on the number of contractual repayments remaining on the original agreement. The corresponding adjustments to your remaining payment will be confirmed via email.

Moneyboat Loans Criteria

Age Requirement 18
Debit Card Yes
Credit Checks Yes
Same Day Transfer Available Yes
Loan Value Available £200 – £1,500
Representative APR 939.5%
Loan Length 2 Months to 6 Months
FCA Registration Number 07669210

Representative example: Borrow £400 for 4 months. Total: £597.48. Interest £197.48. Interest rate 255.5% pa (fixed). Repay £149.37 for 4 payments. Representative 939.5% APR

Moneyboat Loans Review

Money Boat Loans provides payday and instalment loan services to borrowers who are experiencing a temporary shortfall due to a financial emergency or various unforeseen circumstances. Applications can be processed for same day payment should the borrower meet all of the minimum qualifications. All application materials can be completed online, including any agreement signing.


Repayment is traditionally managed through a continuous payment authority, allowing the required funds to be assessed against the debit or credit card on file. The amount of each required payment is fully disclosed, allowing borrowers to be aware of precisely how much will be expected at each repayment date. Reminders of upcoming payments will be provided.


Alternate repayment options include providing card details over the phone or through a direct bank transfer. If a borrower chooses to use an alternate payment method, it is their responsibility to ensure that the funds are received by the agreed upon dates.