Wonga Flexi Loan

1177% Representative
Loan amount:
£150 to £500
Loan term:
1 Month to 3 Months
Loan type:
Short Term

Wonga Flexi Loan products are designed to minimise the stress of borrowing by bridging the gap between your cash shortfall and when you’ll be able to sort your finances. Our Flexi Loans let you borrow from £150 to £500 and spread the repayments over 3 months. Use the slider on our home page to set how much you want to borrow and then choose your monthly repayment date.

There are no hidden fees so you’ll see your repayment schedule and the total cost of your loan before you apply. Once you’ve been approved we’ll send the money within 5 minutes.

Remember, you should only take out a loan if you are comfortable you can repay on time.

Wonga Flexi Loan Criteria

Age Requirement
Debit Card
Credit Checks
Other Requirements
Same Day Transfer Available
Loan Value Available
£150 to £500
Representative APR
Loan Length
1 Month to 3 Months
FCA Registration Number
Loan Example
The representative APR is 1,177% APR. If you borrow £340 over 3 months at an interest rate of 281.1% pa (fixed), you would make three repayments of £170.20. The total amount payable will be £510.60

Wonga Flexi Loan Review

Wonga Flexi Loan provides flexible payday loan options based on the needs of the borrower. Depending on the product selected, repayment may be due with your next salary payment, or may be spread across multiple instalments. Interest is calculated daily, and there is no early repayment penalty. This can help borrowers pay less interest over time if they are able to make payments sooner or complete the obligation before the end of the original agreed upon terms.

In order to qualify, borrowers must be over the age of 18, have a bank account and associated debit card, own a mobile phone, and reside within the United Kingdom. Credit and affordability checks are conducted on all applicants. Once approved, a borrower can have access to the funds within 5 minutes through a deposit directly into their bank account.

Repayment is most commonly handled through a continuous payment authority, and is based on the debit card information that was provided during the application process. Alternative payment options may be available.

Support can be reach by phone or email from 7:00AM to 10:00PM, 7 days a week. Applications are accepted online 24/7, providing an ideal solution for those experiencing an emergency that requires immediate attention. Some borrowers may be eligible to top up their current loan, depending on certain qualifications.

Independent Rating

Customer Review:

Wonga Flexi Loan
User Rating: 5.0 (2 votes)
Click on the stars to leave a rating

Company Pros...

  • Cost of loans are shown upfront and clear
  • Spread repayments over 3 months
  • Sameday funding available once approved

Watch out for...

  • Missed payment fee £15.00 Charged at 11pm on the third day after your repayment date
  • Will need a valid mobile number and be a UK resident
  • Hold a debit card and bank account

Company Details

WDFC UK Limited,
88 Crawford Street,
London, W1H 2EJ