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TrustTwo Guarantor

Credit Amount:
£500 to £10000
Available Term:
1 Year to 5 Years

Company overview

TrustTwo Guarantor provides unsecured, guarantor loans to people who may not otherwise qualify for financing on their own. By using a guarantor as part of the process, they can keep interest rates lower than many of the payday loan options available today. This can provide a cost effective solution to those who feel limited by their options in regards to securing financing.

To qualify as a borrower, certain minimum requirements must be met. This includes the borrower being at least 18 years of age, being a resident of the UK, and being able to reasonably afford the repayment terms of the selected loan. However, the guarantor must be at least 25 years of age, and must have a good credit history.

Applications are accepted online anytime, and support can be available via phone or email during normal business hours. There are no upfront fees associated with an application. The only funds required will be the repayment of the original principal, as well as any accumulated interest.

Loans are available in amounts ranging from £1,000 to £7,500, and repayment must be completed with a term of 12 to 60 months depending on the exact loan acquired. Each loan application is given individual consideration. This allows TrustTwo to consider more than just your current credit score before making a final lending decision.

Borrowing £4,000 over 3 years at an interest rate of 36.9% p.a. (fixed), you will repay 36 monthly payments of £185.27. Interest payable £2,669.72. Total repayable £6669.72. Representative 43.8% APR

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Credit Review

TrustTwo Guarantor offers loans with a maximum interest rate of 49.9%. Lower rates are available depending on the amount borrower and the length of the repayment terms. Once an application is approved, funds will be deposited into the guarantor’s bank account within 3 business days. The guarantor can then provide the funds directly to the primary borrower. While this can be suitable for a large number of situations, it may not be ideal for those experiencing an emergency that must be addressed immediately.

Early repayment options are available. This allows the borrower to pay more than the required minimum, and experience the benefit of paying less interest over the full term of the loan. It can also shorten the full term of the loan, allowing it to be considered fully repaid in a shorter amount of time than originally selected. Timely payments will reflect positively on the borrowers credit report, and may increase their overall credit score.

During the application process, both the borrower and guarantor are contacted directly. This helps ensure that both parties are fully aware of the implications of the decision, and lowers the likelihood of a fraudulent transaction. Outside of the application process, the guarantor will only be contacted if the primary borrower defaults. Being a homeowner is not required to perform the function of guarantor though being a homeowner may increase the likelihood of approval.

Company Pros...

  • Loans available up to £7500
  • No upfront or hidden fees

Watch out for...

  • Guarantor must be 25 and over

Company Details

Secure Trust House,
Boston Drive, Bourne End,

Company Number


FCA License


Customer Reviews

TrustTwo Guarantor Loans
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