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Peachy Loans

peachy loans

About Peachy Loans

Peachy Loans offers small loans with a wider range of instalment plans to choose from than many other lenders. This allows a potential borrower to apply for a solution that will meet their unique needs without the hassles associated with lenders with fewer options.

New borrowers are able to apply for loans ranging from £50 to £500, while return borrowers may be eligible for up to £700. Loan terms range from as few as 15 days to as long as 12 months, depending on the amount borrowed. There are no upfront fees for applying, and, as long as timely payments are made, there are no fees associated with the maintenance of the loan.

Loan applications are quick to complete, and a decision can be made in a matter of seconds once the information is submitted. Potential borrowers will need to provide information regarding themselves, personal contact information, current employment and income, as well as additional financial details. Credit and affordability checks are run on every applicant in order to ensure that the loaned funds can be reasonably expected to be repaid.

Those who are approved for a loan can receive the requested funds, sent directly to their linked bank account, in as little as 15 minutes. Loans can be repaid through a continuous payment authority, though alternate options are also available. Early repayment requests can be submitted via text message for your convenience.

Peachy Loans Criteria

  • Minimum Age
  • 18
  • Debit Card
  • Yes
  • Credit Checks
  • Yes
  • Other Requirements
  • See Website
  • Same Day Transfer Available
  • Yes
  • Loan Value Available
  • £50 to £700
  • Representative APR
  • 1255.66%
  • Loan Length
  • 1 Month to 12 Months
  • Credit License Number
  • 674331
  • Representative Example
  • Borrow £250 for 3 months. Total repayment: £379.44 in 3 monthly payments of £126.48. Interest p.a: 292.25% (fixed). Representative 1255.66%APR

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Peachy Loans Review

Peachy Loans offers extended repayment options for those seeking smaller loan amounts. Additionally, funds can be received in as few as 15 minutes, and loan amounts can be as low as £50. This makes them ideal for those experiencing a small shortfall, and may be more cost effective than traditional overdraft fees assessed by most banks.

Applications can be submitted 24/7 for processing, allowing potential borrowers to apply at a time that is most convenient for them and their schedule. This can also be helpful for those who experience a financial emergency outside of normal banking business hours.

If your application requires further consideration, you may be contacted directly to verify information or provide supporting documentation. Once approved, the funds can be transferred directly into the bank account provided during the application process. All information regarding upcoming payments is provided prior to the loan being funded to ensure complete transparency regarding the associated costs. Additionally, repayment reminders will be sent to all borrowers to ensure they are aware of any upcoming payment obligations.