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Peachy Loans

Credit Amount:
£50 to £100
Available Term:
1 Month to 12 months

Company overview

Peachy Loans offers small loans with a wider range of instalment plans to choose from than many other lenders. This allows a potential borrower to apply for a solution that will meet their unique needs without the hassles associated with lenders with fewer options.

New borrowers are able to apply for loans ranging from £50 to £500, while return borrowers may be eligible for up to £1000. Loan terms range from as few as 15 days to as long as 12 months, depending on the amount borrowed. There are no upfront fees for applying, and, as long as timely payments are made, there are no fees associated with the maintenance of the loan.

Loan applications are quick to complete, and a decision can be made in a matter of seconds once the information is submitted. Potential borrowers will need to provide information regarding themselves, personal contact information, current employment and income, as well as additional financial details. Credit and affordability checks are run on every applicant in order to ensure that the loaned funds can be reasonably expected to be repaid.

Those who are approved for a loan can receive the requested funds, sent directly to their linked bank account, in as little as 15 minutes. Loans can be repaid through a continuous payment authority, though alternate options are also available. Early repayment requests can be submitted via text message for your convenience.

Representative example: Borrow £250 for 3 months. Total repayment: £379.44 in 3 monthly payments of £126.48.
Interest p.a: 292.25% (fixed). Representative 1255.66%APR

Credit calculator

£50 £2,000
1 month 12 months

Credit Review

Peachy Loans offers extended repayment options for those seeking smaller loan amounts. Additionally, funds can be received in as few as 15 minutes, and loan amounts can be as low as £50. This makes them ideal for those experiencing a small shortfall, and may be more cost effective than traditional overdraft fees assessed by most banks.

Applications can be submitted 24/7 for processing, allowing potential borrowers to apply at a time that is most convenient for them and their schedule. This can also be helpful for those who experience a financial emergency outside of normal banking business hours.

If your application requires further consideration, you may be contacted directly to verify information or provide supporting documentation. Once approved, the funds can be transferred directly into the bank account provided during the application process. All information regarding upcoming payments is provided prior to the loan being funded to ensure complete transparency regarding the associated costs. Additionally, repayment reminders will be sent to all borrowers to ensure they are aware of any upcoming payment obligations

Minimum requirements

  • Have to be 18 or over
  • UK resident with a mobile phone & email address
  • You have a regular monthly income of £600+

Company Pros...

  • No application fees
  • Loans funded within an hour of approval
  • Sliders available to see how much a loan will cost

Watch out for...

  • Will not accept applicants with CCJ's in the last 6 year
  • Have to have a valid debit card and a bank account

Company Details

Cash On Go Ltd,
76 King Street,
M2 4NH

Company Number


FCA License


Customer Reviews

Peachy Loans
User Rating: 5.0 (2 votes)