Payday Express

1190%% Representative
Loan amount:
£100 - £2000
Loan term:
1 Month - 12 Month
Loan type:
Short Term

Payday Express is a UK based lender that has been in the finance industry since 1999. Specialising in short-term loans to borrowers who have a regular income and steady job. Borrowers can apply online by completing out a straightforward application form, the lending decision is based on the borrower’s information provided and credit and affordability checks.

Loans from Payday Express range from £100-£2,000 which you can repay over 1 to 12 instalments, an option to repay early is available reducing the overall amount of interest paid. An individual can also use the loan to cover the costs of emergencies such as vehicle costs, late bill payments, school year clothing, emergencies and the like.

Payday Express endeavour to provide a service that meets consumer needs reliably and discreetly. Friendly service is offered to ensure clear information is available throughout the loan application and process.

Payday Express Criteria

Age Requirement
Debit Card
Credit Checks
Other Requirements
Be a UK Resident
Same Day Transfer Available
Loan Value Available
£100 - £2000
Representative APR
Loan Length
1 Month - 12 Month
FCA Registration Number
Loan Example
£300 borrowed for 3 months. Annual interest rate of 292% (fixed). Total amount repayable is £492.33 in 3 monthly instalments of £164.11. Representative 1190% APR.

Payday Express Review

Payday Express provides loans of £100 – £750. The lender bases its approval amounts on the borrower’s income. The first loan with the lender will usually  not be for a full £750, as the initial limit is £500. However, as the consumer gains reliability in paying off his or her advance, the lender will consider higher loans of up to £750 in the future.

Independent Rating

Customer Review:

Payday Express
User Rating: 5.0 (1 votes)
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Company Pros...

  • No fee for application
  • Considers a range of applicants
  • Early repayment options

Watch out for...

  • Default fees apply