Oakam Loans

1424% Representative
Loan amount:
£200 - £1750
Loan term:
3 Months to 12 months
Loan type:
Short Term

At Oakam, we are proud of our history of being a responsible finance company offering our customers clear and simple loan services. We make it our mission to put customers at the forefront of what we do and ensure that we treat all customers fairly whilst using our services at Oakam. We believe that our strong work ethic and responsibility to customers has made us a confident choice when looking for short-term loans.

It is fundamentally important to us that we make all our customers comfortable when talking about their financial situations and we have specially trained staff to ensure that your confidentiality will not be breached. We also have staff who can speak up to 20 languages should English not be your first language to make the process run smoother. Visit Oakam now to see how you can apply for one of our short-term loans in just a few minutes and if your application is approved we aim to fund you the very same day either in store or via your bank account.

Oakam Loans Criteria

Age Requirement
Debit Card
Credit Checks
Other Requirements
UK resident (Min. 6 Months)
Same Day Transfer Available
Loan Value Available
£200 - £1750
Representative APR
Loan Length
3 Months to 12 months
FCA Registration Number
Loan Example
1424%APR representative based on an annual interest rate of 279% (variable). Representative example: Borrow £350 over 26 weeks, first instalment £27.95 then 25 instalments of £25.27. Total repayable £659.70, total cost of credit £309.70

Oakam Loans Review

Oakam Loans are a direct loan lender and have been lending since 2007 and have expanded nationally since it’s inception as they were only funding in London when they first started. Oakam Loans have a Financial Conduct Authority licence meaning they can legally loan funds to customers of the UK.

Oakam Loans start from £200 and If you complete an application within their office hours they will do their utmost to transfer the funds to you the very same day to your bank if approved. If you are able to get to one of Oakam’s stores there is a possibility that you can get cash in hand after agreeing all the terms.

Oakam charge no upfront fees for applying and will make terms and repayments clear before accepting any loan. If you require support from Oakam they are available via telephone, email and in store. If you do call over the phone they have a customer service which can assist people who speak different languages which is not something that is offered by most lenders.


Independent Rating

Customer Review:

Oakam Loans
User Rating: 5.0 (1 votes)
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Company Details

Oakam Limited is authorised & regulated by the Financial Conduct Authority, Financial Services Register number 678734. Oakam Limited, 3rd floor, 172 Tottenham Court Road, London, W1T 7NS. Registered in England & Wales, company number 5878249.