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Credit Amount:
£100 - £3600
Available Term:
3 Month to 12 Months

Company overview

MYJAR Loans offers short-term loan options to borrowers across the United Kingdom in amounts reaching up to £3,600. MYJAR customer can borrow between £100 and £3600 over a loan duration of 3 to 12 months.

Applications can be completed online and flexible repayment options are available, allowing borrowers to select the terms that suit their needs. MYJAR Loans always completes affordability checks to ensure that borrowers have a reasonable likelihood of being able to repay the borrowed funds.

All finance charges are disclosed upfront, promoting a sense of transparency between MYJAR and potential borrowers. There are no prepayment penalties, which allows borrowers to repay the borrowed funds early in order to save on any applicable interest charges.

In order to qualify, potential borrowers must have a regular income and meet other credit standards.  While those with higher credit scores will be more likely to be approved, those with low credit scores may also qualify. Borrowers do not have to be homeowners to apply. Once approved, funds can be transferred within 15 minutes, allowing for quick access for borrowers dealing with emergency situations.

Borrow £500 for 6 months. Annual interest rate 238% (variable) 1 instalment of £142.10 & 5 equal instalments of £142.42 Total amount to repay £854.20 Representative 788% APR

(Loans available from 3,6 and 9 Month terms)

Credit calculator

£50 £2,000
1 month 12 months

Credit Review

MYJAR offers a range of loan options to assist borrowers with short-term cash flow issues. Applications can be completed online, 24 hours a day, 7 days a week, making it an ideal option for those experiencing a financial emergency during evening or weekends. Funds can be available in 15 minutes, with the funds deposited directly into a selected bank account.

All finance charges are disclosed upfront, providing the borrower with access to any repayment schedule information in advance of the loan being funded. Additionally, eligible borrowers may be able to choose from multiple loan options in order to choose the terms that best suit their personal situations.

Returning borrowers can receive the benefit of larger loan amounts, longer repayment periods, and lower finance charges. Continuous payment authority ensures that you will never miss a payment, and a reminder will always be sent prior to your selected repayment date.

MYJAR offers a full array of communication options including email, live chat, telephone, and SMS text, allowing borrowers to choose the method that works best for them. Application information can remain on file, allowing returning borrowers to make updates to their information instead of requiring a completely new application. Online account access is available 24/7.

Minimum requirements

  • Be over 18 years of age
  • Have a regular source of income
  • Reside permanently in the UK
  • Hold a bank account in the UK with an active debit card
  • Have a verifiable mobile phone number and email address

Company Pros...

  • Multiple loan options available
  • Funds transferred within 15 minutes of approval
  • Online account access

Watch out for...

  • You must have a mobile phone to send and receive an SMS
  • £15 fee will be charged 3 days after your 1st missed repayment

Company Details

PO Box 6040

Company Number


FCA License


Customer Reviews

User Rating: 5.0 (2 votes)