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MYJAR Loans offers short-term loan options to borrowers across the United Kingdom in amounts reaching up to £3,600. MYJAR customer can borrow between £100 and £3600 over a loan duration of 3 to 12 months.

Applications can be completed online and flexible repayment options are available, allowing borrowers to select the terms that suit their needs. MYJAR Loans always completes affordability checks to ensure that borrowers have a reasonable likelihood of being able to repay the borrowed funds.

All finance charges are disclosed upfront, promoting a sense of transparency between MYJAR and potential borrowers. There are no prepayment penalties, which allows borrowers to repay the borrowed funds early in order to save on any applicable interest charges.

In order to qualify, potential borrowers must have a regular income and meet other credit standards.  While those with higher credit scores will be more likely to be approved, those with low credit scores may also qualify. Borrowers do not have to be homeowners to apply. Once approved, funds can be transferred within 15 minutes, allowing for quick access for borrowers dealing with emergency situations.

MYJAR Criteria

  • Minimum Age
  • 18
  • Debit Card
  • Yes
  • Credit Checks
  • Yes
  • Other Requirements
  • Minimum income £400
  • Same Day Transfer Available
  • Yes
  • Loan Value Available
  • £100 - £3600
  • Representative APR
  • 788%
  • Loan Length
  • 3 Month to 12 Months
  • Credit License Number
  • 673214
  • Representative Example
  • Borrow £500 for 6 months. Annual interest rate 238% (variable) 1 instalment of £142.10 & 5 equal instalments of £142.42 Total amount to repay £854.20 Representative 788% APR

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MYJAR Review

MYJAR offers a range of loan options to assist borrowers with short-term cash flow issues. Applications can be completed online, 24 hours a day, 7 days a week, making it an ideal option for those experiencing a financial emergency during evening or weekends. Funds can be available in 15 minutes, with the funds deposited directly into a selected bank account.

All finance charges are disclosed upfront, providing the borrower with access to any repayment schedule information in advance of the loan being funded. Additionally, eligible borrowers may be able to choose from multiple loan options in order to choose the terms that best suit their personal situations.

Returning borrowers can receive the benefit of larger loan amounts, longer repayment periods, and lower finance charges. Continuous payment authority ensures that you will never miss a payment, and a reminder will always be sent prior to your selected repayment date.

MYJAR offers a full array of communication options including email, live chat, telephone, and SMS text, allowing borrowers to choose the method that works best for them. Application information can remain on file, allowing returning borrowers to make updates to their information instead of requiring a completely new application. Online account access is available 24/7.