788% Representative
Loan amount:
£100 - £3600
Loan term:
3 Month to 12 Months
Loan type:
Short Term

MYJAR offers loans of up to £3,600 for first time and returning borrowers up to a period of 12 months. The amount you can borrow and for how long is dependent on their assessment of your creditworthiness and your ability to comfortably make the repayments on time. You can repay your loan at any time you wish and there are no penalties for early repayment.

New customers can apply at any time by completing the online application form, which you can find on their apply page. The form takes minutes to complete and once you have been approved for the loan MYJAR will inform you immediately by both text and email. Following confirmation of approval, you simply request the loan you want from your online account, or by giving them a call.

To be eligible for a MYJAR loan, you will need to meet the following criteria:

  • Have a regular source of income.
  • Be over 18 years of age
  • Reside permanently in the UK
  • Hold a bank account in the UK with an active debit card
  • Have a verifiable mobile phone number and email address

Once they have confirmed these details they will make any necessary checks required to support their lending decision and to ensure the loan is affordable for you.

Once you’ve requested your loan amount and duration, they will then transfer the money to your bank account as quickly as in 15 MINUTES.

MYJAR Loans Criteria

Age Requirement
Debit Card
Credit Checks
Other Requirements
See website
Same Day Transfer Available
Loan Value Available
£100 - £3600
Representative APR
Loan Length
3 Month to 12 Months
FCA Registration Number
Loan Example
Borrow £500 for 6 months. Annual interest rate 238% (variable) 1 instalment of £142.10 & 5 equal instalments of £142.42 Total amount to repay £854.20 Representative 788% APR

MYJAR Loans Review

MYJAR is proud to be a little different to other short-term and long-term loan providers. They are fully committed to treating their customers fairly at all times, and their customer support teams are available 7 days a week. So whether you need us to check your loan status, find out your current balance, or if you’re experiencing any difficulties, don’t hesitate to get in touch with them.

MYJAR is transparent meaning there are no hidden charges. You’ll know exactly how much your loan is going to cost, the repayment amount and dates before you borrow.

The MYJAR vision is to responsibly provide their customers with a path to access larger loan amounts over a longer period, at lower rates. Customers that demonstrate responsible borrowing by repaying their loans on time will improve their MYJAR credit score, known as the ‘MYJAR Ladder’. This credit score, along with other data determines the amount available to our customers that is affordable to repay each month.

MYJAR has variety of communication options such email, live chat, telephone, and SMS text, enabling borrowers to select the method that is most suitable for them.

Customer Review:

User Rating: 5.0 (3 votes)
Click on the stars to leave a rating

Company Pros...

  • Funds transferred within 15 minutes of approval
  • Online account access
  • No early repayment charge
  • Longer and larger loans at lower rates for return borrowers

Watch out for...

  • You must have a mobile phone to apply
  • £15 fee will be charged 3 days after your 1st missed repayment