Mr Lender

1245.7% Representative
Credit amount:
£200 to £1000
Available term:
3 Months to 6 Months
Loan type:
Short Term

Mr Lender provides short-term instalment loans to qualified borrowers across the United Kingdom. As a responsible lender, focus is placed on issues of transparency and clarity, helping to ensure all potential borrowers are fully aware of the costs associated with the available loan products. Information regarding the amount owed, and associated interest charges, are simplified in order to facilitate greater understanding by borrowers.

To qualify, a potential borrower must be between the ages of 18 and 65 and currently employed in either full or part time employment. Monthly net income must be a minimum of £600, and borrowers must have a UK bank account with an associated debit card. All applicants will be subject to credit and affordability checks to ensure a reasonable expectation regarding the ability to repay the loan.

First time borrowers may apply for amounts up to £500, while return borrowers may be eligible for higher amounts depending on the result of any subsequent credit and affordability checks. Repayment is often expected within three to six months, depending on the amount borrowed. Once approved, the majority of borrowers will see the funds in their bank account within an hour of approval.

A continuous payment authority is the traditional repayment method, and is associated with the debit card originally included on the application. Alternative methods may be available for those who prefer to use a different financial source. Payments can be made anytime through your online account access portal, including those made to meet regular repayment obligations or early payments.

Mr Lender Criteria
Age Requirement
Debit Card
Credit Checks
Other Requirements
Same Day Transfer Available
Loan Value Available
£200 to £1000
Representative APR
Loan Length
3 Months to 6 Months
FCA Registration Number
Loan Example
Borrow £500 for 6 months, repay with 6 payments - payment 1: £203.33, payment 2: £183.33, payment 3: £163.33, payment 4: £143.33, payment 5: £123.34, payment 6: £103.34 . Rate of interest 0.80% per day on outstanding capital. Total repayable £920.00 (based on 30 day periods). Interest rate 292% per annum (fixed). Representative 1245.7% APR
Mr Lender Review

Mr Lender provides borrowers with access to funds ranging in amount from £200 to £1,000, depending on their individual situation. Repayment is generally scheduled up to three or six months, depending on the amount borrowed, and the interest rate is fixed across the life of the loan.

As part of the lending decision, credit and affordability checks will be run. In order to be considered, a potential borrower does not have to have perfect credit. While credit is a consideration in the loan process, other areas, such as affordability, are also considered before a decision is rendered. Approved borrowers often receive funds within as little as one hour once approval has been determined. All repayment activity is reported to the appropriate credit bureaus, allowing timely repayment to reflect positively on the borrower’s credit report.

Anyone who is not approved may choose to have their information forwarded to third parties who may be able to provide assistance.

Support can be accessed online, via telephone and fax, as well as through the post or local store.

Independent Rating

Customer Review:

Mr Lender Customer Rating
User Rating: 3.5 (13 votes)
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Company Pros...

  • Available to fund on bank holidays
  • No upfront fess or late fees

Watch out for...

  • Will not accept applicants that are bankrupt or have ccj's in the last 3 years
  • Must have a valid debit card and bank account

Company Details

PDL Finance Limited,
6th Floor 25 Farringdon Street,
London, EC4A 4AB