Loans 2 Go

989.9% Representative
Loan amount:
£250 to £1000
Loan term:
1 Month to 18 Months
Loan type:
Short Term

Loans 2 Go personal loans offer individuals who might not be qualified for conventional bank financing like people using a bad credit history, CCJ’s, or other credit issues. Additionally, tenants, self-employed, and those on benefits are also welcome to apply.

To function as a responsible lender, all costs associated with your loan are disclosed upfront. This includes information regarding the amount required for each payment, when repayment is due, and what the total amount paid will be once the obligation is met. Loans 2 Go does not charge any setup fees and requires no payments upfront

Loans can be obtained in amounts ranging from £250 to £500 for first-time borrowers as well as £5,000 for returning borrowers that meet specific eligibility requirements. People who would like to settle early may do this without penalty and might spend less on interest over the term of the loan.

Unlike many lenders, Loans 2 Go provides two methods to get your funds once accepted, you may either get the money via a conventional bank transfer or gain the money in cash from among their branch locations. The application procedure is straightforward. Prospective borrowers will have to bring a photo ID, proof of address, and bank statements so as to finish the procedure. If accepted, most creditors will get their money on the same day of the loan approval.


Loans 2 Go Criteria

Age Requirement
Debit Card
Credit Checks
Other Requirements
See Website
Same Day Transfer Available
Loan Value Available
£250 to £1000
Representative APR
Loan Length
1 Month to 18 Months
FCA Registration Number
Loan Example
Borrow £600 over 18 months at a flat rate of 205.2% per annum (fixed) with a representative 989.9% APR you will make 17 monthly payments of £135.93 and 1 payment of £135.99, repaying £2,446.80 in total. However, we only charge interest monthly and we do not penalise you for early settlement. If you repaid the loan in one month it would cost you just £102.60 and nothing more

Loans 2 Go Review

Loans 2 Go offers personal loans for borrowers who might not otherwise be qualified for financing, such as people with bad credit or CCJ’s, in addition to individuals who don’t now have standard employment. The associated interest rate is considerably lower compared to that related to a payday loan, which makes it possible for a few borrowers a much lower cost alternative to their funding requirements.

Money could be obtained, either in cash or by means of a bank transfer, on precisely the same day as the application is accepted often at times. This permits it to possibly function as a source of funding for an emergency, depending on precisely when the application is complete in comparison to the standard business hours.

Being able to receive funds in cash, barring certainly local limitations, may be beneficial for those who cannot make it to a bank branch to withdrawal funds as cash, should that be the required method of payment.

Customer Review:

Loans 2 Go
User Rating: 5.0 (3 votes)
Click on the stars to leave a rating

Company Pros...

  • Will consider applicants with CCJ's
  • No upfront fees
  • Accept applications from people who are self employed

Watch out for...

  • You may need to go into one of their 60 stores to verify ID
  • Maximum of £500 for new customers