Fair Finance Loans

135.8% Representative
Loan amount:
£100 to £1500
Loan term:
6 Months to 18 Months
Loan type:
Short Term

Fair Finance Loans provides financial services to people who might not be qualified through traditional ways. They’re devoted to supplying premium quality services at reasonable prices, working to make their services available to people in need.

Potential borrowers will probably be completely informed of the expenses connected with their loan, and will have to pass particular affordability checks to make sure that repaying the money won’t make an undue hardship to the borrower according to their current circumstances.

Applications can be completed online or in-person in one of the store locations. While credit checks have been finished, each possible borrower’s situation is analysed individually before a conclusion is made. To be able to fill out the application, you have to provide evidence of your name, proof of address, proof of earnings, and bank statements. Potential borrowers that are on benefits and are not currently working are welcome to apply.

Loan term loans range from 6 to 18 months, based on the amount borrowed and their preference, and can be produced in amounts ranging from £100 to £1500. Once accepted, funds could be transferred into the provided bank account within 24 hours.

Fair Finance Loans Criteria

Age Requirement
Debit Card
Credit Checks
Other Requirements
See Website
Same Day Transfer Available
Loan Value Available
£100 to £1500
Representative APR
Loan Length
6 Months to 18 Months
FCA Registration Number
Loan Example
Borrow £500 over 26 weeks. Total repayment including interest and fees is £642.50. 26 weekly instalments of £23.75 and a one off 5% administration fee of £25. Interest (fixed) is 99% per year with a representative 135.8% APR

Fair Finance Loans Review

Fair Finance Loans supplies instalment loans to those who might not otherwise be qualified for financing. Every possible borrower is treated as a person, and also will probably be interviewed by an suitable adviser to help determine which goods or choices might be the most beneficial in both the short and long-term.

The related interest rate is 99 percent per annum, which makes this a much more cost effective alternative than several traditional payday loan lenders. The rate is based on the costs of doing business, such as re-investing in the company so as to enhance the services being supplied.

There’s an administration fee in the amount of 5% of the total loan amount, or £25, whichever is greater. This fee helps cover the expenses related to fulfilling your loan request and administration associated with the processing and maintenance of your account.

Some borrowers may be eligible to top up their current loan once 50% of the original loan was repaid, and based upon the borrower’s present conditions. Furthermore, borrowers in good standing can receive reductions on the related rate of interest. Support can be reached during standard business hours either over-the-phone, online, or in-person.

Customer Review:

Fair Finance Loans
User Rating: 4.7 (9 votes)
Click on the stars to leave a rating

Company Pros...

  • Borrow funds for up to 18 months
  • Choose to pay back weekly or monthly

Watch out for...

  • Admin fee charged once a loan has been approved