The Lenders List is a free loan comparison directory designed to help borrowers looking for direct payday loan lenders as well as instalment loans in the UK.
A new and smart direct lender with a difference, no transfer fees and loans funded within an hour.
The Quick Loan Shop is a UK payday lender bringing you instant payday loans online and installment loan options
Money Boat is an instalment lender bringing you clear and manageable loans of up to £1500.
Loans 2 Go Personal Loans, offer instalment loans of up to £1000 repayable over 18 months.
H&T Personal Loans, offering short-term loans of up to £1000, no setup fees and same day funding available if approved
Applicants can borrow from £100-£1000 for up to 5 months and spread repayments over several months
Our range of direct payday and instalment loan lenders displayed on the site to give you a chance to explore your various options. Some of these companies will be well-known names that you may have come across, with others being new loan lenders that you may not be familiar with.
The Lenders List acts as on online portal which lists a host of direct loan lenders. Our role is to simply list loan lenders who have agreed to partner with us for this service. We have a wide selection of direct payday and instalment loan lenders listed on our site for you to look through and choose between. Some of these lenders are new payday loan lenders that customers may be unfamiliar to you whereas others are more established and better known.
Each of our partnered lender will have their own page specifying the type of loans that they offer and their company statement as well as their minimum criteria for potential l enders. We intentionally work solely with direct providers so that we can ensure they will not charge any brokerage fees or fees for applications for loans.
Another reason for choosing to work with these direct lenders is that the companies you apply to can lend the funds themselves rather than passing your personal details onto a range of brokers which could put you at risk to fraudsters and unwanted spam. So, whether you are applying for a small payday loan or longer term finance, we want to ensure that you are protected.
We are sure that like us, you have read the headlines about borrowers overpaying for short-term and payday loans which is why we believe that compiling a comprehensive list of lenders with information will be beneficial to you.
With the bad press and scepticism surrounding payday loans and the rule changes brought in by the FCA, it is important to understand your many choices when looking into borrowing as well as understanding the rates you would be paying. Most direct payday loan lenders will have different interest rates on borrowing so taking the time to compare companies can help you to save money.
We aim to make the process as simple and transparent as possible. You can just click on the payday loan lender or instalment lender of your choice and you will be directed straight to their website where you can submit your application directly to them. Then, if your application is successful, you could have the funds available in your account on the same day. As The Lenders List itself is not a loan lender, we do not accept any applications on behalf of lenders or pass on any confidential information. The Lenders List we will not take or share your details with anyone else and most importantly, we do not charge you for using our site.
We only work with direct lenders who will not process your application through any broker sites.
Lenders must not take any upfront fees customer’s account for simply applying.
Our partners will hold a valid consumer credit license and follow the regulation of the Financial Conduct Authority (FCA).
Our focus is on you and with that in mind our lenders will never contact you without your consent.
Research carried out shows that the number of potential borrowers looking for short term loans is well into the thousands. Direct Payday loan lenders have been around for a number of years, and it can often be difficult to find the right option for you when there are so many choices. We want to simplify the process by saving you time and hassle in your search for the right short-term loan.
An important point when looking for a direct payday loan lender is to ensure you always check the website to find out whether they are a direct lender or a broker. This information should be at the bottom of the web page or in the ‘About Us’ section of the website. If it is not clear, then contact the company by email or phone directly to make sure.
Attempting to find the best direct payday loan option for you can be a complicated process due to the enormity of the market. Many will claim to be best for you, offering great rates and deals to entice you to fill in an application. It is important to remember that these companies are trying to win you over so you need to conduct some thorough research on the direct lender.
Using our review pages for each lender you can see information on who the direct l enders are and their specific criteria when completing an application. Our aim is to help customers who are looking for an online payday loan because we feel that applying directly is the best option in a market filled with brokers. A direct payday loan provider will typically require you to complete an application online; this process will be the same with any payday loan company. However, there are some cases you can apply via phone, but the preferred method is online which you will find easier when looking for a quick payday loan.
We strive only to list direct payday lenders who specialise in short term credit and no matter what your situation when looking for a loan, we want you to be safe in the knowledge that we have verified that each of the lenders listed is UK registered and are regulated by the FCA. We want you to find payday loans directly rather than going through a broker who may charge you fees.
It is important to note that there is a significant difference between direct lenders and brokers. With a broker, borrowers are encouraged to fill in their details on the broker’s website and once complete; they will be recommended to a direct lender. The broker usually takes a fee from the lender and the customer for making the introduction in this case which is often taken automatically and can range from as little as £5 to as much as £70. This fee may be taken without a loan being approved for the customer; they are essentially charging for a service for you to be passed on to other lenders and brokers. In some cases, an individual who applies with a broker will have their details shared with lots of other brokers and similar payday companies and still not be approved by any lender.
Our visitors turn to payday loan sites when they need assistance and the last thing they need is to be charged for these services or have their personal details shared without consent. For this reason, The Lenders List has compiled a brief list of things to look out for when applying for a short-term loan; although every lender is different, there are some shared traits to look out for: