Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

DIRECT INSTALMENT & PAYDAY LOAN LENDERS

The Lenders List is a free directory designed to help borrowers looking for direct payday loan lender as well as instalment loans in the UK. Start searching our list of lenders now to find the ideal direct loan that best suits your needs.

  • SafetyNet Credit

    A new and smart direct lender with a difference, no transfer fees and loans funded within an hour.

    Representative APR: 68.7%
    Apply Now

    Payday Lender

    Loan Length:
    Ongoing as long as you keep up with payments

    Loan Amount:
    £200-£1000

    Representative APR Example:
    £500 – Interest Rate: 0.8% Per Day (Upto 40 Days) 292% Per Annum (Variable) Representative: 68.7% APR (variable)

  • The Quick Loan Shop

    The Quick Loan Shop is a UK payday lender bringing you instant payday loans online.

    Representative APR: 1269.7%
    Apply Now

    Payday Lender

    Loan Length:
    7 Days – 12 Months

    Loan Amount:
    £100 – £2000

    Representative APR Example:
    £100 For 30 Days Amount Repayable: £124 Interest £24 Interest Rate: 292% P.A. APR: 1296.7%

  • MYJAR

    MYJAR is direct and trusted short term lender. You can borrow up to £1000 now and up to £2500 later.

    Representative APR: 1326%
    Apply Now

    Payday Lender

    Loan Length:
    12 Months

    Loan Amount:
    £100 – £2500

    Representative APR Example:
    Borrow £500 for 6 months. Annual interest rate 238% (variable) 1 instalment of £142.10 & 5 equal instalments of £142.42 Total amount to repay £854.20 Representative 788% APR

     

  • Money Boat Loans

    Money Boat is an instalment lender bringing you clear and manageable loans of up to £1500.

    Representative APR: 939.5%
    Apply Now

    Payday Lender

    Loan Length:
    2 Months – 6 Months

    Loan Amount:
    £200 – £1500

    Representative APR Example:
    £400 loan repayable over 26 weeks. 26 weekly payments of £29.46. Rate of interest 183% p.a. fixed. Representative 1575% APR. Total amount payable is £765.96

  • Ferratum

    Loans of up to £300 for new customers and £1000 for existing customers

    Representative APR: 1190%
    Apply Now

    Payday Lender

    Loan Length:
    1 Day – 37 Days

    Loan Amount:
    £50 – £300

    Representative APR Example:
    £300 for 37 days. Interest £88.80. Interest rate 292% p.a. (fixed). Representative 1190% APR. Total amount repayable by one repayment of £388.80

  • Satsuma Loans

    Satsuma Loans start between £100-£1000 for new customers. Choose to pay it back over 3-12 months Representative APR: 991%

    Representative APR: 1575%
    Apply Now

    Payday Lender

    Loan Length:
    13 Weeks – 52 Weeks

    Loan Amount:
    £100 – £1000

    Representative APR Example:
    £400 loan repayable over 6 months. 6 monthly payments of £126.40. Rate of interest 179% p.a. fixed. Representative 991% APR. Total amount payable is £758.40.

  • Wage Day Advance

    A short term loan that allows you to borrow up to £350 and repay on your next payday or earlier.

    Representative APR: 1294.1%
    Apply Now

    Payday Lender

    Loan Length:
    1 Months – 6 Months

    Loan Amount:
    £80 – £750

    Representative APR Example:
    £200 for 28 days. Total Repayable £244.80. Total charge for credit £44.80 comprising interest only. Interest rate 292% per annum(fixed). Representative APR 1294.1%

  • Loans 2 Go

    Loans 2 Go Personal Loans, offer instalment loans of up to £1000 repayable over 18 months.

    Representative APR: 989.9%
    Apply Now

    Payday Lender

    Loan Length:
    1 Months – 18 Months

    Loan Amount:
    £250-£1000

    Representative APR Example:
    Borrow  £600 over 18 months at a flat rate of 205.2% per annum (fixed) with a representative 989.9% APR you will make 17 monthly payments of £135.93 and 1 payment of £135.99, repaying £2,446.80 in total.

  • Piggy Bank

    Applicants can borrow from £100-£1000 for up to 5 months and spread repayments over several months

    Representative APR: 1270%
    Apply Now

    Payday Lender

    Loan Length:
    7 Days – 5 Months

    Loan Amount:
    £100 – £1000

    Representative APR Example:
    Loan amount £265 repayable over 2 months. Total amount repayable £354.42 in 2 payments of £171.21. Interest 292% p.a. fixed

  • H&T Personal Loans

    H&T Personal Loans, offering short-term loans of up to £1000, no setup fees and same day funding available if approved

    Representative APR: 446.9%
    Apply Now

    Payday Lender

    Loan Value Available: £50 -£1000
    Representative APR Example:
    £300 for 6 months, total repayable £478.32 in 6 montly instalment payments of £79.72.
    Total charge for credit £178.32 comprising interest only. 118.9% per annum (fixed). representative APR 446.9%

    Read more
  • 118 118 Loans

    118 118 is a direct lender currently offering mid term Loans from £1,000 to £5,000 for 1 to 2 years.

    Representative APR: 99.9%
    Apply Now

    Payday Lender

    Loan Length:
    1 Year – 2 Years

    Loan Value Available:

    £1000-£5000

    Representative APR Example:

    £1,500 for 2 years. Interest rate: 71.3% pa (fixed). 24 scheduled monthly payments of £118.88. Total amount repayable: £2,853.12. Representative APR 99.9%

View More Lenders Now

Direct Payday Loan Lenders

The Lenders List specialise in listing direct short-term and instalment loan companies.

We want to provide assistance to customers looking for the best online payday, bad credit, no broker and instalment loans in the UK without broker’s sites or broker forms. We work with a trusted list of direct lenders that have happily agreed to be part of this site to benefit customers looking for online payday loans and instalment loans of up to £5000.

All our listed direct payday loan lenders have all agreed to be part of this website to help customers looking for direct payday loans and instalment loans online. We have strict criteria for who partner with us and make sure that every lender listed on The Lenders List are UK registered companies, who are regulated by the Financial Conduct Authority (FCA) with a valid FCA license and policies to ensure that they treat customers fairly.

 

Direct Payday Lenders

Our range of payday and instalment loan lenders displayed on the site to give you a chance to explore your various options. Some of these companies will be well-known names that you may have come across, with others being new loan lenders that you may not be familiar with.

The Lenders List acts as on online directory which lists a host of loan lenders. Our role is to simply list loan companies who have agreed to partner with us for this service. We have a selection of direct payday and instalment loan lenders listed on our site for you to look through and choose between. Some of these lenders are new payday loan lenders that customers may be unfamiliar to you whereas others are more established and better known.

Each loan lender listed will have their own page specifying the type of loans that they offer and their company statement as well as their minimum criteria for potential lenders. We intentionally work solely with direct providers so that we can ensure they will not charge any brokerage fees or fees for applications for loans.

Another reason for choosing to work with these direct lenders is that the companies you apply to can lend the funds themselves rather than passing your personal details onto a range of brokers which could put you at risk to fraudsters and unwanted spam. So, whether you are applying for a small payday loan or longer term finance, we want to ensure that you are protected.

We are sure that like us, you have read the headlines about borrowers overpaying for short-term and payday loans which is why we believe that compiling a comprehensive list of lenders with information will be beneficial to you.

With the bad press and scepticism surrounding payday loans and the rule changes brought in by the  FCA, it is important to understand your many choices when looking into borrowing as well as understanding the rates you would be paying. Most payday loan lenders and instalment loan lenders will have different interest rates on borrowing so taking the time to compare companies can help you to save money.

We aim to make the process as simple and transparent as possible. You can just click on the payday loan lender or instalment lender of your choice and you will be directed straight to their website where you can submit your application directly to them. Then, if your application is successful, you could have the funds available in your account on the same day. As The Lenders List itself is not a loan lender, we do not accept any applications on behalf of lenders or pass on any confidential information. The Lenders List we will not take or share your details with anyone else and most importantly, we do not charge you for using our site.

Our Lenders Commitment
Direct Lenders

Direct Lenders

We only work with direct lenders who will not process your application through any broker sites.

No Brokers Fee

No Brokers Fee

Lenders must not take any upfront fees customer’s account for simply applying.

Responsible Lending

Responsible Lending

Our partners will hold a valid consumer credit license and follow the regulation of the Financial Conduct Authority (FCA).

Your Privacy

Your Privacy

Our focus is on you and with that in mind our lenders will never contact you without your consent.

Our Direct Payday Loans

Research carried out shows that the number of potential borrowers looking for short term direct payday loans is well into the thousands. Payday loan companies have been around for a number of years, and it can often be difficult to find the right option for you when there are so many choices. We want to simplify the process by saving you time and hassle in your search for the right short-term loan.

An important point when looking for a direct payday loan lender is to ensure you always check the website to find out whether they are a direct lender or a broker. This information should be at the bottom of the web page or in the ‘About Us’ section of the website. If it is not clear, then contact the company by email or phone directly to make sure.

Attempting to find the best direct payday loan option for you can be a complicated process due to the enormity of the market. Many will claim to be best for you, offering great rates and deals to entice you to fill in an application. It is important to remember that these companies are trying to win you over so you need to conduct some thorough research on the direct lender. Using Money Chamber, you can see information on payday loan sites including who the direct lenders are and their specific criteria when completing an application. We want to help customers who are looking for an online payday loan because we feel that applying directly is the best option in a market filled with brokers. A direct payday loan provider will typically require you to complete an application online; this process will be the same with any payday loan company. However, there are some cases you can apply via phone, but the preferred method is online which you will find easier when looking for a quick payday loan.

We strive only to list direct payday lenders who specialise in short term loans and no matter what your situation when looking for a loan, we want you to be safe in the knowledge that we have verified that each of the lenders listed is UK registered and are regulated by the FCA. We want you to find payday loans directly rather than going through a broker who may charge you fees.

It is important to note that there is a significant difference between direct lenders and brokers. With a broker, borrowers are encouraged to fill in their details on the broker’s website and once complete; they will be recommended to a direct lender. The broker usually takes a fee from the lender and the customer for making the introduction in this case which is often taken automatically and can range from as little as £5 to as much as £70. This fee may be taken without a loan being approved for the customer; they are essentially charging for a service for you to be passed on to other lenders and brokers. In some cases, an individual who applies with a broker will have their details shared with lots of other brokers and similar payday companies and still not be approved by any lender.

 

Our visitors turn to payday loan sites when they need assistance and the last thing they need is to be charged for these services or have their personal details shared without consent. For this reason, The Lenders List has compiled a brief list of things to look out for when applying for a short-term loan; although every lender is different, there are some shared traits to look out for:

  • 100% Guaranteed
    or Accepted

    Broker sites may claim that they can offer a guaranteed successful loan application. However, all responsible lenders in the high-cost short-term loan industry should not be able to credibly guarantee a loan without performing the necessary credit or affordability checks on the applicant.

    Brokers often justify this claim if the customer is originally declined and their ‘lead’ is sold on enough times to other companies, they may eventually find a loan although this might incur fees and put their personal data at risk.

  • Our Panels of
    Lenders

    By stating that they are working with ‘a panel of lenders’ on their website they are suggesting that they are not themselves a direct lender but a broker that acts as a middleman who can put you in touch with direct lenders.

    By recognising and understanding the terminology that companies adopt, you will be able to differentiate between a payday loan broker and lender with more ease.

  • The Small
    Print

    Many of us tend to ignore the small print but by having even a quick skim through the terms and conditions before completing a loan application you will be able to identify if there are any fees for applying and also whether the loan company is indeed a broker or a direct lender.

    This key information can usually be found beside the tick-box at the end of a loan application or within the footer of the page in the small print. If it is not clear whether the company is a lender or a broker, it is best to contact them via phone or email to be safe rather than sorry.

Research Into Payday Loans

payday loans direct lender, payday loans direct lenders

direct payday lenders

payday loan direct lender

bad credit payday loans direct lenders only

payday loans no credit check direct lender

payday loans direct lenders only

payday loans

uk

direct lenders

direct lender payday loans

direct payday loan lenders

guaranteed payday loans direct lenders

direct payday lenders

uk

payday direct lenders

instant payday loans direct lenders

payday loans bad credit direct lender

payday loan direct lenders high acceptance

payday loan no credit check direct lender

payday loans direct lenders

uk

payday loans for bad credit direct lenders

payday loans direct lender bad credit

payday loan bad credit direct lender

payday loans bad credit direct lenders

payday loan direct lender

uk

direct lender payday loan

direct payday lenders no credit check

direct lenders payday loans

payday loans direct lenders bad credit

payday loan direct lenders

payday loans direct lender no credit check

poor credit payday loans direct lender

bad credit payday loans direct lenders

payday loan direct lender no credit check

payday loans

uk

direct lender

payday loans no credit check direct lenders

payday loans direct lenders only no credit check

payday loans bad credit direct lenders only

no credit check payday loans direct lenders

payday loans for bad credit direct lender

direct payday lender

50 payday loans direct lenders

50 payday loan direct lender

bad credit payday loans direct lender

payday direct lenders

uk

no credit check payday loans direct lenders only

direct payday lenders for bad credit

payday loans online direct lenders

12 month payday loans direct lenders

payday loans online direct lenders only

bad credit payday loans direct lenders no credit check

payday loans

uk

no credit check direct lender

payday loans direct lenders no credit check

payday loans no credit check direct lender no fees

payday loan bad credit direct lender

uk

direct payday loan lenders only

new direct payday lenders

payday lenders direct

payday loan direct lender bad credit

instant payday loans direct lender

payday loans for bad credit direct lenders

uk

payday loan in 15 minutes direct lenders

weekend payday loans direct lenders

payday loans direct lender

uk

payday loans no credit check direct lender

uk

bad credit payday loan direct lender

payday loans direct lender only

high acceptance payday loans direct lenders

uk

payday loans direct lenders

payday loans for bad credit direct lenders no fees

direct lenders for payday loans

payday direct lender

bad credit payday loans guaranteed approval direct lenders

online payday loans instant approval direct lenders no credit check

new payday loans direct lenders

payday loan direct lenders only

no credit check payday loans direct lender

guaranteed payday loan direct lender

payday loan

uk

direct lender

payday loans bad credit direct lender no fees

payday loans direct lenders bad credit no fees

direct payday lenders bad credit

3 month payday loans direct lenders

100 payday loan direct lenders

new payday loan direct lender

no

teletrack

payday loans direct lenders 100 approval

poor credit payday loans direct lenders

payday loans no credit check no employment verification direct lender

direct payday lenders

uk

no credit check

payday loans online direct lenders instant approval

uk

payday loans for bad credit direct lenders only

weekend payday loans direct lenders

uk

online direct payday loan lenders

payday direct lender online

payday loans online direct lenders only no

teletrack

payday cash advance direct lenders only

online direct lender payday loans

payday loans direct lenders only bad credit

payday loans direct lender guaranteed approval

payday loans

uk

direct lenders bad credit

real direct payday loan lenders

online payday direct lender

guaranteed bad credit payday loan direct lenders

same day payday loans online direct lender

quick payday loans

uk

direct lenders

payday loans for unemployed direct lenders

same day payday loans online direct lenders

payday loans no credit checks direct lender

100 payday loan direct lender

payday loans

uk

direct lenders only no credit check

payday loans no faxing direct lender

emergency payday loans direct lender

payday loans direct lenders only no credit check

uk

payday loans with direct lenders only

payday loans online same day direct lenders

direct lender payday loans

uk

same day online payday loans direct lenders

online payday loans direct lender no credit check

direct lender online payday loans

top 10 direct payday lenders

www payday loans direct lenders

instant payday loans no credit check direct lenders

payday direct lenders no credit check

guaranteed payday loans direct lenders no credit check

same day payday loans direct lenders

direct bad credit payday lenders

payday advances online with direct lenders

guaranteed payday loans from direct lenders

payday loans direct lenders

uk

bad credit

payday loans online direct lender no credit check

www direct lenders payday loans

no credit check payday loan direct lender

payday loan for bad credit direct lender

new direct lenders payday loans

payday lenders direct bad credit

payday loans

uk

direct lenders no credit check

payday loans direct lender no credit check online

direct

uk

payday lenders

payday loans direct lenders

uk

no credit check

payday loan direct lender list

bad credit payday loans direct lenders

uk

guaranteed payday loans no credit check direct lenders

no credit check payday loans online direct lender

payday loans high acceptance direct lender

24 7 payday loans direct lenders

direct lender payday loans guaranteed approval

new payday direct lenders

payday loan direct lender only

direct payday loan lenders

uk

small payday loans direct lenders

payday loan direct lender instant approval

direct payday loan lenders bad credit

payday loans direct lenders for bad credit

payday loans bad credit direct lender

uk

1 hour payday loans direct lender

direct lender payday loan bad credit

guaranteed payday loans direct lenders

uk

payday loan direct lenders no credit check

instant payday loan direct lenders

direct lender payday loans no credit check

payday loans direct lenders no credit checks

uk

direct payday lenders 100 acceptance

online payday loans direct lender instant approval

uk

no brokers payday loans direct lenders only

direct lenders payday loans bad credit

direct payday lenders bad credit ok

guaranteed payday loans direct lender

payday advance direct lenders

payday loan direct lenders only no credit check

payday loans instant payout direct lender

payday loans guaranteed approval direct lenders

sunday

payday loans direct lenders

instant payday loans bad credit direct lenders

payday direct lenders only

direct payday lender no credit check

payday direct lenders bad credit

uk

direct payday lenders

direct payday lenders only

1 hour payday loan direct lender

uk

payday loans direct lenders only

direct payday loan lender

payday loans online direct lenders instant approval

24 hour payday loan direct lender

payday lenders bad credit direct lender

payday text loans direct lenders

payday loans no credit check no fees direct lenders

list of direct payday lenders

uk

payday loans direct lenders no credit check

easy payday loans direct lender

best payday loans direct lender

payday loans

uk

direct lender no credit check

instant decision payday loans direct lender

fast payday loans direct lender

payday loan direct lender guaranteed approval

direct payday lenders

uk

bad credit

short term payday loans direct lenders

payday loans no credit check

uk

direct lender

payday loans for bad credit

uk

direct lenders

bad credit direct payday lenders

new payday lenders direct

very bad credit payday loans direct lenders

payday loans online direct lender

direct payday lenders no credit checks

instant payday loans direct lenders no credit check

payday loans direct lender no

teletrack

same day payday loans direct lenders bad credit

payday loan no credit check direct lender

uk

direct lenders payday loans no credit check

payday loans direct lender bad credit

uk

payday loans direct lenders only

uk

instant payday loan direct lender

instant payday loan direct lender no credit check

direct payday loan lenders no brokers

payday loan direct lenders bad credit

bad credit payday loans direct lenders

uk

no fees

direct payday lender

uk

payday loan direct lender

uk

no credit check

payday loans direct lender instant approval

payday loans online no credit check direct lenders

payday loans direct lender no credit checks

uk

payday loans no credit check direct lender

direct lender payday loans for bad credit

direct lender payday

payday loan direct lenders

uk

payday loans guaranteed approval direct lenders

uk

installment payday loans direct lender

new direct payday lenders

uk

guaranteed payday loan direct lender

uk

really bad credit payday loans direct lenders

payday lender direct

payday direct lender no credit check

payday lenders direct

uk

direct lender payday loans instant approval

payday loan direct lender no broker

direct lender payday loans bad credit

payday loans direct lender no brokers

payday loans no credit check direct lenders only

one hour payday loans direct lender

new direct payday loan lenders

payday loan poor credit direct lender

quick payday loan direct lender

direct lender payday loan no credit check

new direct payday lender

short term payday loans direct lenders

uk

100 acceptance payday loans direct lenders

payday loans online direct lenders bad credit

payday loan direct lender only

uk

direct lender bad credit payday loans

guaranteed payday loans bad credit direct lenders

instant payday loans

uk

direct lenders

top 10 payday loans direct lenders

6 month payday loans direct lenders

mobile payday loans direct lender

guaranteed payday loans direct lenders only

online payday loans direct lender instant approval

small payday loans direct lender

compare payday loans direct lenders

direct payday lenders no brokers

all direct payday loan lenders

uk

payday

uk

direct lenders

top ten payday loans direct lenders

bad credit payday loans direct lenders only

uk

small payday loan direct lender

text payday loans direct lender

online payday loans direct lenders

payday loans fast payout direct lender

guaranteed acceptance payday loans direct lenders

payday loans

uk

direct lenders only

direct lender payday loans no

teletrack

100 approval

long term payday loans direct lender

24 7 direct payday lenders

guaranteed payday loans for bad credit direct lenders

payday loans direct lender for bad credit

direct bad credit payday loan lenders

100 pound payday loan direct lender

bad credit direct lender payday loans

direct lender payday loans online

need a payday loan direct lender

direct payday loan lenders no credit check

urgent payday loans direct lenders

direct payday loan lenders only

uk

uk

payday direct lenders

payday loans new direct lenders

direct lenders payday

payday loans with bad credit with direct lenders

direct payday lenders no third party

payday loans direct lenders no fees

direct payday lenders online only

payday loans direct lenders no brokers

bad credit payday loan direct lenders

direct lenders for bad credit payday loans

easy to get payday loans direct lender

instant payday loans direct lenders only

instant payday loans direct lenders

uk

direct lenders payday loan

direct lenders payday loans

uk

direct payday lenders online

payday loans from direct lenders

bad credit payday direct lenders

payday loan direct lenders list

best direct payday lenders

guaranteed approval payday loans direct lenders

payday loans online no credit check direct lender

instant payday loans online direct lenders

installment payday loans direct lender

uk

payday loans direct lenders bad credit

uk

payday installment loans direct lender

new payday loan direct lenders

no credit check direct lender payday loans

direct lender payday loans instant approval

uk

direct lender payday loans instant approval no credit check

payday lenders direct no credit checks

instant approval payday loans direct lenders

list of payday direct lenders

no credit check payday loans direct lenders

uk

direct payday loan lenders not brokers

direct lender no credit check payday loans

payday loans direct lender no credit check

uk

payday loan for bad credit direct lender

uk

online payday loans bad credit direct lenders

direct lenders payday loans no brokers

online payday loans direct lenders no credit check

guaranteed approval payday loan direct lenders