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Direct Payday Loans Lenders & Instalment Loans

  • Money Boat Loans

    Money Boat is an instalment lender bringing you clear and manageable loans of up to £1500.

    Representative APR: 939.5%
    Apply Now

    ABOUT THIS LENDER

    APR:
    939.5%%

    Representative Loan amount:
    £200 to £1500

    Loan term:
    1 Month to 6 Months

     

     

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  • The Quick Loan Shop

    The Quick Loan Shop is a UK payday lender bringing you instant payday loans online and installment loans

    Representative APR: 1269.7%
    Apply Now

    ABOUT THIS LENDER

    APR:
    1269.7%% Representative

    Loan amount:
    £100 – £2000

    Loan term:
    7 Days to 12 Months

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  • SafetyNet Credit

    Applicants can borrow from £100-£1000 for up to 5 months and spread repayments over several months

    Representative APR: 68.7%
    Apply Now

    ABOUT THIS LENDER

    APR:
    68.7%% Representative

    Loan amount:
    £50 to £500

    Loan term:
    Ongoing as long as you keep up with payments

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  • MYJAR Loans

    MYJAR is direct and trusted short term lender. You can now borrow up to £3600.

    Representative APR: 788%
    Apply Now

    ABOUT THIS LENDER

    APR:

    788% Representative

    Loan amount:£100 – £3600

    Loan term:
    3 Month to 12 Months

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  • Wage Day Advance

    Wage Day Advance short term flexible loans £80 – £1000, Loan amounts and repayments to suit you

    Representative APR: 1294.1%
    Apply Now

    ABOUT THIS LENDER

    APR:
    1294.1%% Representative

    Loan amount:
    £80 to £750

    Loan term:
    1 Month to 3 Months

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  • H&T Personal Loans

    Offering short-term loans of up to £1000, no setup fees and same day funding available if approved

    Representative APR: 883.6%
    Apply Now

    ABOUT THIS LENDER

    APR:
    883.6%% Representative

    Loan amount:
    £50 to £1000

    Loan term:
    1 Month to 2 Years

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  • Loans 2 Go

    Loans 2 Go Personal Loans, offer instalment loans of up to £1000 repayable over 18 months.

    Representative APR: 989.9%
    Apply Now

    ABOUT THIS LENDER

    APR:
    989.9% Representative

    Loan amount
    :£250 to £1000

    Loan term:
    1 Month to 18 Months

    Read more
  • Piggy Bank Payday

    Applicants can borrow from £100-£1000 for up to 5 months and spread repayments over several months

    Representative APR: 1270%
    Apply Now

    ABOUT THIS LENDER

    APR:
    1270%% Representative

    Loan amount:
    £100 to £1000

    Loan term:
    7 Days to 5 Months

  • Ferratum

    Ferratum offering loans of up to £300 for new customers and £1000 for existing customers

    Representative APR: 1270%
    Apply Now

    ABOUT THIS LENDER

    APR:
    1270%% Representative

    Loan amount:
    £50 to £700

    Loan term:
    7 Days to 4 Months

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Direct Payday Loan Lenders & Instalment Lenders

The Lenders List is a free directory designed to help consumers who are looking for credit from direct payday loan lenders or instalment loan lender in the UK. Start searching from our listing of lenders now to obtain the ideal loan repayable over 1 Month to 2 Years.

The Lenders List specialise in listing direct short-term and instalment loan lenders. We want to offer help to customers looking for the best online direct payday loan lenders, poor credit loans and instalment loans in the UK without broker’s sites or broker forms. We work with a trustworthy list of direct lenders who have thankfully agreed to be part of this website to benefit customers searching for online loans and instalment loans up to £5000.

All our tusted loan providers have agreed to be part of the website to assist customers searching for direct payday loans and instalment loans. We’ve got strict standards for who we associate together with and ensure that each creditor listed on The Lenders List will be UK registered companies, who are governed by the Financial Conduct Authority (FCA) with a valid FCA license and policies to make sure that they treat customers fairly.

 

Choosing A Direct Payday Loan and Instalment Loan

Our array of immediate payday and instalment loan lenders displayed on the site to gives you the opportunity to explore your different options. Some of these companies will be renowned names which you might have encountered, with others being new loan lenders you might not be familiar with.

The Lenders List acts as on online portal which lists only direct loan lenders. Our role is to simply list loan lenders who have agreed to partner together for this service. We’ve got a broad choice of direct payday and instalment loan lenders listed on our website for you to look through and select between. Some of these lenders are new payday loan lenders that customers could be unfamiliar to you whereas others are more established and better known.

Each of our partnered lender will have their very own page specifying the kind of loans which they provide and their company statement in addition to their minimum criteria for prospective lenders. We deliberately operate only with direct providers in order we can guarantee they will not charge any brokerage fees or fees for applications for loans.

Research Carried Out On Short Term Loan Lending

Our array of immediate payday and instalment loan lenders displayed on the site to gives you the opportunity to explore your different options. Some of these companies will be renowned names which you might have encountered, with others being new loan lenders you might not be familiar with.

The Lenders List acts as on online portal which lists only direct loan lenders. Our role is to simply list loan lenders who have agreed to partner together for this service. We’ve got a broad choice of direct payday and instalment loan lenders listed on our website for you to look through and select between. Some of these lenders are new payday loan lenders that customers could be unfamiliar to you whereas others are more established and better known.

Each of our partnered lender will have their very own page specifying the kind of loans which they provide and their company statement in addition to their minimum criteria for prospective lenders. We deliberately operate only with direct providers in order we can guarantee they will not charge any brokerage fees or fees for applications for loans.

Difference Between Direct Loan Lenders and Brokers

It is important to note that there is a significant difference between direct lenders and brokers. With a broker, borrowers are encouraged to fill in their details on the broker’s website and once complete; they will be recommended to a direct lender. The broker usually takes a fee from the lender and the customer for making the introduction in this case which is often taken automatically and can range from as little as £5 to as much as £70. This fee may be taken without a loan being approved for the customer; they are essentially charging for a service for you to be passed on to other lenders and brokers. In some cases, an individual who applies with a broker will have their details shared with lots of other brokers and similar payday companies and still not be approved by any lender.

Finding Loan Lenders Made Simple

We plan to make the procedure as easy and clear as possible. You can just click on the payday loan lender or instalment lender of your choice and you’ll be guided straight to their site where you could submit your application directly to them. If your application is successful, you might have the funds available in your account on the same day. As The Lenders List itself is not a loan lender, we do not accept any applications on behalf of lenders or pass on any confidential information. The Lenders List we won’t share or take your details or pass them on to anybody else and above all, we do not charge you for using our site.

Safely Choosing Regulated Direct Payday Lenders and Instalment Lenders

Another motive for choosing to utilise such direct lenders is the companies you apply to will give the money themselves rather than passing your personal details onto a range of brokers that could put you in danger to fraudsters and unwanted spam. Therefore, if you’re asking for a small payday loan or more term fund, we would like to make sure you’re protected.

We are sure that like us, you’ve read the headlines about borrowers overpaying for short-term and payday loans that’s why we believe that compiling a comprehensive list of lenders with information will be beneficial to you.

Together with the bad press and also scepticism surrounding payday loans as well as the principle changes brought in by the FCA, it is important to understand your many choices when considering borrowing as well as understanding the rates you would be paying. Most direct payday loan lenders will have different interest rates on borrowing so taking the time to compare companies will be able to help you to spend less.

Our Company Commitement

Direct Lenders

Direct Lenders

All our lenders are direct lenders and will not process your application through any other middlemen.

No Brokers Fee

No Brokers Fee

Our lenders must not take any upfront fees or broker fees automatically from the customer’s account for only applying.

Responsible Lending

Responsible Lending

All our lenders must have a consumer credit license and follow the regulation of the Financial Conduct Authority (FCA).

Your Privacy

Your Privacy

Our focus is on you and with that in mind our lenders will never contact you without your consent.

Direct Payday Lenders & Instalment Lenders

  • 100% Guaranteed
    or Accepted

    Broker sites may claim that they can offer a guaranteed successful loan application. However, all responsible lenders in the high-cost short-term loan industry should not be able to credibly guarantee a loan without performing the necessary credit or affordability checks on the applicant.

    Brokers often justify this claim if the customer is originally declined and their ‘lead’ is sold on enough times to other companies, they may eventually find a loan although this might incur fees and put their personal data at risk.

  • Our Panels of
    Lenders

    By stating that they are working with ‘a panel of lenders’ on their website they are suggesting that they are not themselves a direct lender but a broker that acts as a middleman who can put you in touch with direct lenders.

    By recognising and understanding the terminology that companies adopt, you will be able to differentiate between a payday loan broker and lender with more ease.

  • The Small
    Print

    Many of us tend to ignore the small print but by having even a quick skim through the terms and conditions before completing a loan application you will be able to identify if there are any fees for applying and also whether the loan company is indeed a broker or a direct lender.

    This key information can usually be found beside the tick-box at the end of a loan application or within the footer of the page in the small print. If it is not clear whether the company is a lender or a broker, it is best to contact them via phone or email to be safe rather than sorry.