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top 8 Featured Payday Loan Direct Lenders

Payday Loan Direct Lenders

Welcome to The Lenders List!

TheLendersList.co.uk is an online directory of Direct Payday Loan Lenders. The Lenders List was set up to help customers find the best lenders when looking for a payday loan of up to £1,500. We have very carefully selected the lenders that we work with to ensure that they are registered companies in the UK, have a valid consumer credit license and treat customers fairly.

We have over 30 payday direct lenders on our list for you to choose from. Each lender has a dedicated page on our site explaining the types of loans that they offer and the checks that they run. Every month, we will show a new list of 8 featured lenders which we select ourselves. This gives our users a variety of lenders to choose from and we base these selections on the lender’s reputation and commitment to responsible lending. The reason that we choose to work with direct lenders is so that customers will not be charged broker fees and have money taken out of their account for applying. Like you, we’ve read in the press about how borrowers may be overpaying for their payday loans which is why it is important to see what other lenders are out there. Payday loan lenders have different rates and by simply choosing some lenders over others, borrowers may be able to save hundreds of pounds a year and we are thrilled to offer a service that can help people save money.

The Lenders List acts as an online directory, simply listing the loan companies that we have partnered with. After clicking on the direct payday lender of your choice, you will be taken directly to their site where you can apply and receive funds on the same day provided you are successful. By applying through The Lenders List we will not share your details with anyone else and most importantly, we will not take any fees from your account. Our website is on a secure server meaning that it starts with https:// rather then http:// giving our users that little bit extra protection from external sources. To sum up, The Lenders List offers a free, secure and useful list of payday loan direct lenders.

 


Companies featured on The Lenders List must have the following criteria:

Direct lenders – all our lenders are direct lenders and will not process your application through any other middle men.

Responsible Lending – all our lenders must have a consumer credit license and follow the regulation of the Financial Conduct Authority (FCA).

No Broker fees – our lenders must not take any upfront fees or broker fees automatically from the customer’s account for simply applying.


payday loan direct lender

A payday loan direct lender offers loans of up to £1,500. A payday loan typically lasts between 14 and 30 days and is used for emergency purposes. Customers will borrow the money to tide them over until payday so they can repay their loan when their salary clears at the end of the month.

The main advantage of working with a direct payday loan lender is that you are working directly with the company and there are no ‘middle men.’ You can apply on their site and if successful, they will directly transfer the funds to your account on the same day and directly collect the repayments from you too.

By comparison, if you apply with a broker, they will process your application by recommending you to other direct lenders and they may take a fee from you in the process. Brokers have been known to take fees of up to £70 immediately from a customer’s account before the loan has been approved. Therefore, by choosing a direct payday lender as your first port of call, you avoid money being taken out of your account unauthorised and having your details shared amongst other lenders.

 

Payday Loan No Broker

Payday lenders not brokers are the only ones featured on The Lenders List. We make sure that every lender we work with can directly transfer the funds to your account and won’t take any unsolicited fees from your account. We appreciate that when you are looking to borrow money that you want to work directly with the loan company of your choice and that you don’t want to share your details with a company that is simply going to pass on your details to lots of other brokers and lenders. This is why we are proud to work with payday loan no brokers.

We recommend that you visit the individual pages of our lenders to see the exact rates and terms that they offer. Every different lender has different fees and durations of their loans, so its important to look at the price and choose a lender that is best suited to you. Please be sure to have a read of our useful information below telling you the difference between lenders and brokers, how applications work in the payday loan industry, the types of checks that they do and the implications of non-repayment:

Useful information

What is the difference between a direct lender and a broker?

How does a payday loan application work?

How do payday loan repayments work?

What happens if I cannot repay my payday loan?

How do payday loans affect your credit rating?

What is responsible lending?